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Monthly app review: YNAB, 10% Happier and Psych!

Lorinda Marrian, Nandipha Dilla and Aroma Theron 

Every month Perdeby reviews Apps that we think can make life just a little easier or a little more fun. This month, we will be reviewing YNAB, 10% Happier and Psych.

 

YNAB – You need a budget

Rating: 4/5

YNAB (You need a budget) is a simple money managing app.  The premise of the app is that you should outlay uses for every dollar, and from that, you can see how you spend your money every month. You can categorize your expenses into a variety of groups which cover groceries, clothing, stuff you forgot to budget for, fun money, and other needs. You are able to add account names with the income you receive, which the app will fit into your budget. You can also put in each transaction you make, which is then linked to your budget and income. For the ill-disciplined person, this is perfect as you no longer feel the sting of watching your money disappear.  

There are a few drawbacks to the app. Firstly, after your initial set-up, you must change the currency and number format settings. You then have to create a new budget to use the correct format. Secondly, the app allows you to link your bank account. However, there are no South African banks on the list, so you have to create an account and manually add your balance and payments to the account. Nonetheless, this app can be very useful if you are one of those pe4ople who end up broke in the middle of the month because you are not sure where your money has gone.

Read more: Monthly app review: YNAB, 10% Happier and Psych!

A week without Social Media

Alycia Hibbert 

Every week, Perdeby sends their journalists to experience something different and exciting. This week, Alycia Hibbert experienced a week without Social Media.

For a week, I experienced the life of the middle ages, life without social media. I know what you’re thinking. But that’s not so hard? Well, that’s what I thought too, which is why in addition to giving up Instagram, Twitter and YouTube, I also gave up the “social” part of WhatsApp, which is a pretty daunting task when you realize how much communication through social media is prevalent in day to day living.

I went about temporarily disabling my Instagram, deleting Twitter on my phone, blocking YouTube on my browser and turning off notifications for WhatsApp, only using it to communicate for projects, my commuting group and my parents (because my mom doesn’t take “it’s for an article” as an adequate reason for not replying).

To be honest, giving up social media wasn’t the end of the world. To me, these apps are more of leisure, something to do when lectures haven’t started, or to procrastinate starting the never-ending assignments I have due.  Not having the apps meant being bored on those occasions or having to work.

Read more: A week without Social Media

What you should have learnt in school: What to do when you’ve been hacked.

Alycia Hibbert 

Every week, Perdeby takes a looks at something you should have learnt in school to assist you in your everyday life. This week, we explain how to safeguard your information against outside threats.

 

Living in an era of increasing AI and less privacy, what is the best way to ensure your safety and awareness of hacking threats? Being aware of hacking can help you guard yourself against problems in the workplace and your personal lives. Here are a few simple ways to minimize the damage of hacking, and prevent it from happening again:

 

Reset all your passwords.

Typically, you can tell you’ve been hacked if you cannot log into your accounts with your password. Since most of us keep the same basic password for all our accounts, the ideal thing will be to change the passwords that use the same or similar digits and phrases. Keep in mind that the best passwords have more than six characters, contain numbers, upper and lowercase letters, as well as symbols. Remember your password is the first and foremost tool for safeguarding your privacy and accounts.

 

De-authorize those apps

Changing your password isn’t enough when it comes to apps that use that account for login or for its social graph. For example, if you log into Instagram via your Facebook, it is necessary for you to disable Facebook if your Instagram has been hacked. The best thing you can do to ensure your accounts and files are safe is revoke every app you’ve given access to.

Read more: What you should have learnt in school: What to do when you’ve been hacked.

Unicyclists at UP

Rebecca Woodrow 

Every Friday, Perdeby looks at the hidden wonderful and weird things that happen on campus. This week we’ll look at the art of unicycling on campus. 

UP is no stranger to a variety of transport measures. Buses, cars, golf-carts, scooters, motorbikes, bicycles, and skateboards are seen across campus. UP students are used to handling this bustling array by looking out for approaching wheels. But the most likely measure of transport to get people to stop in their tracks in surprise and delight is the growing amount of unicycles.

In Perdeby’s efforts to unmask UP secrets and show off the university’s hidden gems, this writer was sent on a quest to find the campus unicyclists. And I did.
First off, if you think all the unicyclists on campus know each other, they do. They gather fairly frequently on Hatfield Campus and at the Hillcrest Campus and co-ordinate themselves and their activities in the adorably-named WhatsApp group chat, “uni@uni”.

This group of unicyclists all have their unicycling origin stories with friendship heavily featuring as the foundation. One amusing anecdote from third-year mechanical engineering student, Niel Muire, has him trying to impress a girl by approaching some unicyclists to try and learn how to unicycle on the the fly, “The girl fell away but the unicycle stayed”. In all their respective beginnings with the activity though, friendship and unicycling went hand-in-hand.

Read more: Unicyclists at UP

Experience: A week without series or Youtube

Nandipha Dilla 

Every week Perdeby sends their journalists to experience something out of their comfort zones. This week Nandipha Dilla tried to live without series of Youtube for a week in order to prepare for the upcoming exam season.

 

When I received this assignment, I thought it would be easy. I only follow a small selection of series and this was the weekend before one of my semester tests so this actually came at the right time because I would be forced to study for lack of visual entertainment. I also elected to add YouTube to the list because I am an avid YouTube fan and spend a lot of time on it, and it would make more sense to restrict it. The first day went well. I had many things to do and only thought briefly of watching something before brushing it off and chasing my deadlines.

 

The second day was another boring day. Although I was busy,  I remembered podcasts existed and as a personal finance and budgeting enthusiast, I found a podcast that gave advice in the South African context and had many topics ranging from investment vehicles to retirement annuities. I still had work to do but it was nice background noise at the time.

 

By the third day I was starting to miss YouTube a bit. I use YouTube to stream my music because I’m a cheapskate I had already cancelled my Apple Music subscription after the three month free trial ended. So, I started doing research on a free music streaming service and found one that worked well. I was starting to have withdrawals as each YouTube email notification for a new video made me want to click on the link immediately. The week was getting harder than I expected, even with the amount of work I had to do. I needed something to take the edge off. But, I was able to stay away from my screen.

Read more: Experience: A week without series or Youtube

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